DevAccelerator Spotlight: Bankex

Send digital assets across your social networks

Send digital assets across your social networks

This is a part of a series highlighting the work of developers on the Oasis Network through the new DevAccelerator Program. Go here to learn more about the program and apply.

Tell us a little bit about yourself.

Bankex is a neobank payment platform, enabling in-messenger transactions. The heart of our solution is a digital asset custody platform, that enables financial operations using any type of convertible digital currency and any type of digital asset. Our most popular implementation of this platform is MainWallet product, which enables in-messenger transactions using popular WhatsApp, Telegram, Facebook messengers.

And a bit about your project?

MainWallet is the first of a series of products launched off Bankex neobank platform. Read more about it here — MainWallet.

MainWallet is a “create a button — make money” type of product — it is aimed at people who have a big following on new social media and are seeking to monetize it by acting like a “social banker” or at merchants looking to sell their products via messengers.

When and why did you first get excited about blockchain technology?

Our business is enabled by blockchain. Bankex founder Igor Khmel has built a business of delivering credit cards via bonded couriers. At the moment it is the biggest banking KYC/credit card delivery service in Russia (20K deliveries per month.)

Trying to evolve this business to other services he discovered that blockchain could replace humans up and down the financial services industry foodchain. This was the genesis of Bankex. Terabytes of code (264 repositories) loaded onto GitHub later, Bankex has built a platform capable of handling the their spectrum of commercial and invest banking on blockchain. The platform has quite a bit of expensive IP in it, with 15 patents for such inventions as digital asset custody and tokenization framework filed. The platform encompasses software that pushes the envelope in such areas as Digital Custody, sharding, plasma, proof-of-asset, Zero-Knowledge Proof, single sign-on, payment gateway etc.

What made you interested in the Oasis network?

We have built the first ever GRAM Store, an app store for DeFi and Gaming apps on Telegram that run on MainWallet. As we were looking for partners to populate the store, we found Oasis network, which is a conveyer belt for new DeFi apps. A match made in heaven.

When Oasis is a platform for creating DeFi apps, we are the platform for distributing these apps in messengers. We have built a centralized platform (soon to become a bank) that will host DeFi apps in the banking-as-a-service type of an environment. A client would feel that using these services is an intuitive imperative.

Together, Bankex and Oasis will be enabling mass adoption of DeFi services.

Any big milestones coming up for your project that our readers should know about?

As Bankex is evolving, we are looking to launch a full service neobank on our platform. In doing that, we are putting up a coalition of partners onto our network. Watch Bankex news for announcement of partnerships with banks and financial institutions in the next 90 days.

How can others try out your product? Learn more about what you’re up to?

Go to to sign-up up and make sure to join our Telegram group at:

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